Legal

Legal Disclaimer

You are connected on Quilvest Wealth Management S.A.’s website

Registered office
48, rue Charles Martel
L-2134 Luxembourg

Mailing address
P.O Box 1106
L-1011 Luxembourg

Contact details
Phone: +352 27 027 1
Fax: +352 27 027 275
E-mail: quilvestwealthmanagement@quilvest.com
Internet: www.quilvestwealthmanagement.com

Regulatory information
Public Limited Liability Company incorporated under Luxembourg law

Registration number with the Luxembourg Trade and Companies Register (Registre de Commerce et des Société de Luxembourg): B 161.224

Quilvest Wealth Management is subject to the supervision of the Luxembourg financial regulator and supervisory authority (the Commission de surveillance du secteur financier (CSSF)).

Supervisory authority
Commission de surveillance du secteur financier
110, route d’Arlon
L-1150 Luxembourg

E-mail : banques@cssf.lu
Internet : www.cssf.lu

Purpose of this Website

This website aims at presenting Quilvest Wealth Management and its activities. It should neither be considered as constituting an establishment nor the provision of services outside the Grand Duchy of Luxembourg.

Anyone residing in a State where it is forbidden for any reason relating to, for example, his nationality or residence, to visit foreign banks’ websites, shall refrain himself from visiting this website. Quilvest Wealth Management shall not be held liable towards anyone and invites all users to verify that no law or rule prevents or restricts the availability of this website by Quilvest Wealth Management.

Personal Data

Personal data protection is one of our main concerns.

As a financial holding company, we may collect some personal information regarding one or more natural persons, including visitors to our website (for example, when access to some website pages is subject to the prior disclosure of certain information by the user).

Once that personal information has been collected, it is processed and stored, and may be transferred, corrected and/or deleted. As a responsible data controller, we act in compliance with the applicable data protection regulations and with our commitments, while also respecting the rules imposed on all entities within our Group.

In order to provide you with the greatest transparency regarding our practices, we have made available an information sheet on “Personal data processing”, which may be updated over time. This information sheet is intended to inform any interested parties of the personal information we collect, the purpose for collecting such information, who we share it with, how long we keep it and what rights the people concerned by such information have (and how those rights are exercised).

Additional information may be communicated to you when you subscribe to a specific product or service and/or pursuant to general or specific conditions.

Lastly, we would like to remind users that the email address quilvestwealthmanagement@quilvest.com is intended for the sole purpose of enabling the general and non-binding exchange of information between Quilvest Wealth Management and a user. Regarding the transmission or signing of a document, confirmation or any other request, record or document, clients are requested to contact their usual contact person at Quilvest Wealth Management, where applicable at the email address previously communicated to them.

Cookies

Meeting your expectations and improving your browsing experience are two of our key priorities.

In order to provide you with the greatest transparency regarding our practices, please find below our policy for placing cookies from this website on your connection device.

Cookies are browsing data stored temporarily in your browser’s memory or recorded on the IT equipment of visitors to our website. Some cookies are necessary to ensure the proper functioning of our website, whereas other cookies are intended to improve a visitor’s browsing experience. More specifically, we use cookies both to make your browsing experience easier and more pleasant, and to adapt the website’s content to your needs and preferences:

  • statistical cookies measure a set of parameters, such as the frequency and length of visits, or the number and type of pages viewed, in order to take a visitor’s preferences into consideration and to provide customised information; and
  • technical cookies are intended to memorise information, in particular to facilitate and improve a visitor’s experience, and to memorise their browsing preferences (such as language and country of residence).

Cookies are generally stored for one year as from their date of creation.

Visitors may at any time choose to accept or refuse the placing of cookies on their IT equipment by changing their browser settings. Depending on the type of browser, visitors have the following options: accepting or rejecting cookies from all sources or from a specific origin, or enabling a consent request message to be displayed every time a cookie is placed:

Mozilla firefox:
1. Select “Tools” then “Options
2. Click on “Privacy”
3. Locate “Cookies” and select the options that suit you

Microsoft Internet Explorer 11.0 and above:
1. Select “Tools” then “Internet Options”
2. Click on “Confidentiality”
3. Choose the desired level with the cursor

Netscape 97.X :
1. Select “Edit” then “Preferences”
2. Select “Confidentiality and Security”
3. Select “Cookies”

Netscape Communicator 4.X :
1. Select “Edit” then “Preferences”
2. Click on “Advanced”
3. Select “Cookies”

Opéra 6.0 and above
1. Select “File” then “Preferences”
2. Select “Privacy

Otherwise, please check your browser’s “Help” section to find support articles by entering a request like: “How to disable cookies in my browser”.

Visitors can delete stored cookies at any time. Refusing cookies required for the website’s functioning will prevent any connection to the website, whereas the partial or total refusal of statistical and/or technical cookies will significantly limit the website’s available content and features.

By continuing to browse the Quilvest Wealth Management website without selecting any specific settings in their web browser, visitors authorise Quilvest Wealth Management to place all cookies.

Conditions of use and access

This purpose of this website is to convey information to existing customers of Quilvest Wealth Management as well as to persons who are not clients. The services presented on this website are however strictly dedicated to the people holding an account with an entity of Quilvest Wealth Management.

Information made available to the user

The information published on this website, whether of a general nature (such as market information) or specific (such as investment products), are provided for information purposes only. This information is published without any commitment as to its completeness, accuracy and timeliness. It does not constitute an offer or a solicitation for the purchase or sale of financial instruments. It has no value as legal, accounting or tax advice and is only valid for the time the information is given. The information is not intended to be a substitute of the knowledge and skills of the users and should therefore be estimated with the advice of a qualified professional. Information may also come from external providers. To the exception of gross negligence wilful misconduct, Quilvest Wealth Management shall not be held liable towards the users of the information and its direct and indirect consequences.

The distribution of this information, in particular when relating to investment funds, is limited or regulated by law in certain countries. More specifically, the distribution of information and the subscription to those investment funds may be prohibited or subject to prior authorization from the competent authorities. Quilvest Wealth Management draws the attention of visitors of this website to the fact that this information is not addressed to persons or entities which, as a consequence of their nationality or residence, are subject to foreign law, prohibiting or restricting diffusion. People who are citizens of, among other countries (but without limitation), the United States of America, Canada and the United Kingdom are strongly invited to get information about the restrictions which may apply to them.

Quilvest Wealth Management reserves the right to modify the contents of its website or make it inaccessible.

Information on risks relating to financial instruments

Giving orders or instructions requires a perfect knowledge of the rules and functioning of financial markets. It is intended for experienced investors who are aware of the quick fluctuations which may occur on certain financial markets, their speculative nature or their lack of liquidity.

If clients consider that they do not know the financial instruments in which they plan to invest and that they lack information about an operation they intend to conclude, they have to contact Quilvest Wealth management to determine whether the envisaged operation is consistent with their investor profile and investment objectives.

Quilvest Wealth Management shall not bear any liability in relation to the appropriateness of a instructed transaction or the compliance of this transaction with the customer profile.

Intellectual property

The full or partial reproduction or representation of pages, data and of any other constitutive element of the website, by any mean or medium, without the prior express consent of Quilvest Wealth Management, is a forgery.

Phishing

Quilvest Wealth Management shall not be held liable if any of its clients is the victim of a phishing attack as a result of which confidential information relating to his account (s) is stolen.

Clients shall be extremely cautious with e-mails which they may receive from third parties pretending to be part of Quilvest Wealth Management, and which may include, for example hyperlinks, or requiring to disclose access codes and Quilvest Wealth Management shall not be held liable for any damages which the clients may incur in this regards.

Liability

The users of this website agree that any use of this website is made under their own responsibility. Quilvest Wealth Management shall not be held liable for direct or indirect damages which may be caused by the use of this website or in connection with the interruption, shut down or malfunction of this website, shut down for maintenance or repair of the computer system of Quilvest Wealth Management, technical breakdowns or network overloads, shutdowns of telephone communications, errors, negligence from the providers, Internet services or a third party in addition to a virus from the Internet.

Governing law and jurisdiction

This website is subject to Luxembourg law.

All disputes in relation to this website are subject to the exclusive jurisdiction of the District Court of Luxembourg.

All access to this website are deemed to take place directly from the registered office of Quilvest Wealth Management, on the date and at the time indicated on the Quilvest Wealth Management’s server.