Legal

Legal Disclaimer

You are connected on Quilvest Wealth Management S.A.’s website

Registered office
48, rue Charles Martel
L-2134 Luxembourg

Mailing address
P.O Box 1106
L-1011 Luxembourg

Contact details
Phone: +352 27 027 1
Fax: +352 27 027 275
E-mail: quilvestwealthmanagement@quilvest.com
Internet: www.quilvestwealthmanagement.com

Regulatory information
Public Limited Liability Company incorporated under Luxembourg law

Registration number with the Luxembourg Trade and Companies Register (Registre de Commerce et des Société de Luxembourg): B 161.224

Quilvest Wealth Management is subject to the supervision of the Luxembourg financial regulator and supervisory authority (the Commission de surveillance du secteur financier (CSSF)).

Supervisory authority
Commission de surveillance du secteur financier
110, route d’Arlon
L-1150 Luxembourg

E-mail : banques@cssf.lu
Internet : www.cssf.lu

Purpose of this Website
This website aims at presenting Quilvest Wealth Management and its activities. It should neither be considered as constituting an establishment nor the provision of services outside the Grand Duchy of Luxembourg.

Anyone residing in a State where it is forbidden for any reason relating to, for example, his nationality or residence, to visit foreign banks’ websites, shall refrain himself from visiting this website. Quilvest Wealth Management shall not be held liable towards anyone and invites all users to verify that no law or rule prevents or restricts the availability of this website by Quilvest Wealth Management.

Personal Data
Quilvest Wealth Management stores in electronic form only data that are useful or necessary to the performance of its services.

Personal data submitted by users are confidential. In accordance with Luxembourg law relating to banking secrecy, Quilvest Wealth Management shall neither publish nor transmit the users’ personal data to third parties without the users’ prior consent.

Quilvest Wealth Management is committed to make its best effort to ensure that personal data supplied by users of this website is transmitted in a secure manner, but warns users that the secrecy of correspondence is not guaranteed on the Internet.

Users of this website agree that the use of this website is made under their own liability.

By communicating their telephone number or their e-mail address when sending an e-mail to quilvestwealthmanagement@quilvest.com, the users of this website agree to be provided with information by phone or by e-email.

Clients of  Quilvest Wealth Management are invited to refer to the General Conditions provided to them for the execution of their orders. The e-mail address quilvestwealthmanagement@quilvest.com shall never be used for the transmission of orders. No orders will be accepted when transmitted through the e-mail address quilvestwealthmanagement@quilvest.com

Cookies
The users of this website are informed that Quilvest Wealth Management wishes to implant a cookie in their computer. A cookie does not allow Quilvest Wealth Management to identify the users of this website. However, it records information in relation to the browsing of users’ computers on this website (the visited pages, the date and time of the visits, etc…) that Quilvest Wealth Management may read during subsequent visits of the users.

The lifetime of a cookie in a computer cannot exceed one year as from the first connection. Quilvest Wealth Management informs the users of this website that they may block the implantation of “cookies” by configuring their browser in the following manner:

Mozilla firefox:
1. Select “Tools” then “Options
2. Click on “Privacy”
3. Locate “Cookies” and select the options that suit you

Microsoft Internet Explorer 6.0 and above:
1. Select “Tools” then “Internet Options”
2. Click on “Confidentiality”
3. Choose the desired level with the cursor

Microsoft Internet Explorer 5:
1. Select “Tools” then “Internet Options”
2. Click on “Security”
3. Select “Internet” then “Custom Level”
4. Locate “Cookies” and choose the option which suits you

Netscape 6.X and 7.X :
1. Select “Edit” then “Preferences”
2. Select “Confidentiality and Security”
3. Select “Cookies”

Netscape Communicator 4.X :
1. Select “Edit” then “Preferences”
2. Click on “Advanced”
3. Select “Cookies”

Opéra 6.0 and above
1. Select “File” then “Preferences”
2. Select “Privacy

Conditions of use and access
This purpose of this website is to convey information to existing customers of Quilvest Wealth Management as well as to persons who are not clients. The services presented on this website are however strictly dedicated to the people holding an account with an entity of Quilvest Wealth Management.

Information made available to the user
The information published on this website, whether of a general nature (such as market information) or specific (such as investment products), are provided for information purposes only. This information is published without any commitment as to its completeness, accuracy and timeliness. It does not constitute an offer or a solicitation for the purchase or sale of financial instruments. It has no value as legal, accounting or tax advice and is only valid for the time the information is given. The information is not intended to be a substitute of the knowledge and skills of the users and should therefore be estimated with the advice of a qualified professional. Information may also come from external providers. To the exception of gross negligence wilful misconduct, Quilvest Wealth Management shall not be held liable towards the users of the information and its direct and indirect consequences.

The distribution of this information, in particular when relating to investment funds, is limited or regulated by law in certain countries. More specifically, the distribution of information and the subscription to those investment funds may be prohibited or subject to prior authorization from the competent authorities. Quilvest Wealth Management draws the attention of visitors of this website to the fact that this information is not addressed to persons or entities which, as a consequence of their nationality or residence, are subject to foreign law, prohibiting or restricting diffusion. People who are citizens of, among other countries (but without limitation), the United States of America, Canada and the United Kingdom are strongly invited to get information about the restrictions which may apply to them.

Quilvest Wealth Management reserves the right to modify the contents of its website or make it inaccessible.

Information on risks relating to financial instruments
Giving orders or instructions requires a perfect knowledge of the rules and functioning of financial markets. It is intended for experienced investors who are aware of the quick fluctuations which may occur on certain financial markets, their speculative nature or their lack of liquidity.

If clients consider that they do not know the financial instruments in which they plan to invest and that they lack information about an operation they intend to conclude, they have to contact Quilvest Wealth management to determine whether the envisaged operation is consistent with their investor profile and investment objectives.

Quilvest Wealth Management shall not bear any liability in relation to the appropriateness of a instructed transaction or the compliance of this transaction with the customer profile.

Intellectual property
The full or partial reproduction or representation of pages, data and of any other constitutive element of the website, by any mean or medium, without the prior express consent of Quilvest Wealth Management, is a forgery.

Phishing
Quilvest Wealth Management shall not be held liable if any of its clients is the victim of a phishing attack as a result of which confidential information relating to his account (s) is stolen.

Clients shall be extremely cautious with e-mails which they may receive from third parties pretending to be part of Quilvest Wealth Management, and which may include, for example hyperlinks, or requiring to disclose access codes and Quilvest Wealth Management shall not be held liable for any damages which the clients may incur in this regards.

Liability
The users of this website agree that any use of this website is made under their own responsibility. Quilvest Wealth Management shall not be held liable for direct or indirect damages which may be caused by the use of this website or in connection with the interruption, shut down or malfunction of this website, shut down for maintenance or repair of the computer system of Quilvest Wealth Management, technical breakdowns or network overloads, shutdowns of telephone communications, errors, negligence from the providers, Internet services or a third party in addition to a virus from the Internet.

Governing law and jurisdiction
This website is subject to Luxembourg law.

All disputes in relation to this website are subject to the exclusive jurisdiction of the District Court of Luxembourg.

All access to this website are deemed to take place directly from the registered office of Quilvest Wealth Management, on the date and at the time indicated on the Quilvest Wealth Management’s server.